3 Tips To Getting The Most From Your Insurance Company

3 Tips To Getting The Most From Your Insurance Company

Save Money on Insurance

At any given moment nearly 16% of American drivers are uninsured. It's a poor idea, to say the least, especially when you consider the fact that insurance coverage, especially car insurance, is one of the best investments for a driver. It costs a lot more to replace a car outright than it does to have insurance help with the bill.

But auto insurance is one of the things that consumers hope to never have to use. It's important to have your insurance needs taken care of, however, and to not break the bank while doing it. Insurance coverage should be something that you use to keep prices down in the end.

So to help you save money, here are three things you can do to keep the impact on your finances down:


1. Do An Annual Rate Check

If you've been with an insurance company for a long time, it might be tough to beat its rates. Especially if you haven't had claims lately. Only 10% of 19,000 people surveyed by the Consumer Reports National Research Center found that they could save money by changing companies for insurance coverage. You should compare multiple insurance companies before you make any serious decisions about your insurance needs. Let Best Insurance in Trussville, AL do this for you.


2. Pick The Best Company

Saving money isn't about finding the best and lowest premium. You should look at the whole plan and what it entails. You might find that you're saving money upfront but losing out at the repair shop or when it comes to paying claims. You should make sure you do your research about what how a company can meet your insurance needs. Best Insurance will always help you choose the company that is best for you.


3. The Right Deductible

A higher deductible reduces your premiums because you pay more out of pocket when you have a claim. Raising your deductible from $200 to $500 can cut your premium costs by between 15% to 30%, depending on the company. The higher you raise it, the most you lower your costs. If you have a good driving record and no at-fault accidents, for example, you should opt for a higher deductible for things like collisions. Just make sure you can pay it if your luck runs out. Allow Best Insurance to help you decide what deductible is right for you and your budget.


Picking the right insurance company for your insurance needs is a great way to save yourself money in the long term, even if it means a little higher monthly payment. If you have questions about insurance, don't hesitate to ask for more information. Our team of insurance professionals at Best Insurance in Trussville, AL will be waiting for your call!